LIFE SETTLEMENT PRICING SOFTWARE
NOBLE OPTIMIZER – PRICING MODEL FOR POLICY VALUATIONS
We have developed our own life settlement pricing software model which can be ordered on a policy-by-policy basis in order to enhance your life settlement pricing analysis and economics on each case.
Premium optimization on a current basis or on a no lapse guarantee (shadow account) basis will be provided. On top of that, some of the enhanced metrics which our model will allow you to utilize are as follows:
Valuation Analysis Metrics
- Purchase Price as Variable: Instantly evaluate the Purchase IRR associated with your desired Purchase Price. Simply enter different purchase prices to show the relevant rate of return which that price derives.
- Purchase IRR as Variable: Instantly evaluate the Purchase Price associated with your desired Purchase IRR. Simply enter different rates of return to show the relevant purchase price that IRR derives.
Life Expectancy and Mortality Analysis
- Life Expectancy as Variable: Instantly evaluate the Mortality Multiplier associated with your desired Life Expectancy input. Simply enter different Life Expectancies to show the relevant multiplier which that Life Expectancy derives.
- Mortality Multiplier as Variable: Instantly evaluate the Life Expectancy associated with your desired Mortality Multiplier input. Simply enter different Mortality Multipliers to show the relevant Life Expectancy which that multiplier derives.
*Your Valuation Analysis metrics will also instantly adjust based on changes to the Survival Curve metrics
Longevity Metrics
- Life Expectancy Sensitivity: analyze the net gains and rates of return when the Life Expectancy is extended to your desired LE Factor (1.5 x LE, 2 x LE, etc).
- Breakeven Analysis: analyze the breakeven point for your investment in months as well as the breakeven risk (risk of losing money) on your policy purchase.
- Maturity Risk: analyze the maturity risk of your policy purchase based on your purchase criteria.
Retained Death Benefit and Decreasing Death Benefit Analysis
- RDB Deal Analysis: determine your desired retained death benefit deal by inputting the seller retained death benefit amount which will instantly calculate the buyer cash flows along with the corresponding purchase price and rates of return for the buyer that are associated with those inputs.
- Decreasing Death Benefit Analysis: determine your desired decreasing or declining death benefit deal by inputting the ongoing seller retained death benefit which will instantly calculate the buyer cash flows along with the corresponding purchase price and rates of return for the buyer that are associated with those inputs.
If you would like to order a Noble Optimizer on a current policy, or if you would like to learn more about our model, associated costs, or our additional services, please contact us today!
(609)-357-0097