PRICING SERVICES

PREMIUM OPTIMIZATION AND SHADOW PRICING (NO LAPSE GUARANTEE PRICING)

Many life settlement servicing companies refer to premium optimization as the process of calculating minimum premiums. This is almost always done using an industry standard pricing model rather than accepting the insurance company’s level pay premiums as illustrated. Noble takes premium optimization one step further. We perform a comprehensive review of each policy and break down the nuts and bolts using our own proprietary models. Certain products have complex features, such as shadow accounts or secondary no lapse guarantee accounts, that cannot be optimized by standard pricing software. We find opportunities that standard pricing models cannot accommodate and in some cases the technical analysis necessary to optimize these polices is beyond the capability of most providers and servicers. Noble can provide efficient premium optimization and shadow pricing services, which can significantly enhance a policy’s economics for our clients.aThomas SchantzLife Settlements

In addition to our pricing services, we can provide our Pricing Software / Pricing Model on any case. To learn about our Noble Optimizer and No Lapse Guarantee Pricing Services, click below: