ORIGINATOR

ORIGINATOR AND POLICY ACQUISITIONS

We can assist our clients in effectively identifying and acquiring the appropriate policies for their life settlement portfolio by acting as the Originator. Using Noble as an Originator would benefit our clients in the following areas:

  1. Policy Sourcing: we have developed many relationships over the years with individuals and companies who source policies on the secondary and tertiary life settlement market. This gives us sufficient policy flow to be able to properly fulfill any life settlement demand.
  2. Policy Acquisitions: our experience helps us understand what prices policies should sell at and enables us to negotiate the best price for our clients and enhance fund economics.
  3. Policy Pricing: in addition to standard industry pricing, we utilize our own proprietary models and life settlement pricine software in order to maximize the value of each policy purchased for our clients.
  4. Policy Due Diligence: each policy that we acquire goes through the necessary due diligence that may get overlooked if not using an Originator who has the proper experience. This could leave you with an asset that could be contestable by the insurance company down the road. This is a risk that is not worth taking and never recommended.
  5. Premium Optimization: using our life settlement pricing softwares we make sure that our clients are paying the optimal premiums in order to enhance their economics.
  6. Policy Longevity and Enhanced Client Protection: as policies don’t always mature at the life expectancy, we try to make sure that the policies we buy can withstand paying ongoing premiums beyond life expectancy while still providing a positive return to the client.